CredTap
CredTap
Experience fast approvals, zero paperwork, and highly secure liveness checks. Get up to ₹1,00,000 instantly transferred to your account today.
We've built a seamless financial experience from the ground up to ensure you get funds securely and instantly.
100% secure infrastructure ensuring your personal data and liveness checks remain entirely encrypted, safe, and RBI compliant.
Once your KYC verification is approved, get access to funds up to ₹1,00,000 transferred to your bank in under 10 minutes.
Fully digital application. Complete your identity verification quickly using our advanced secure face-match technology.
Having trouble with a selfie verification or loan details? Our dedicated support team is always here to assist you.
Use our interactive calculator to estimate your monthly EMIs and total interest payable. No hidden charges.
Calculation is based on an estimated flat interest rate of 10.5% p.a. Actual rates may vary based on your credit profile.
Getting a loan has never been easier. Just follow these three simple steps.
Download the CredTap app, register with your mobile number, and fill in your basic details to check eligibility.
Take a quick selfie in a well-lit area. Your face will be matched against your government ID instantly.
Once identity is verified and loan is approved, funds are transferred directly to your bank account.
Everything you need to know about your CredTap loan — features, eligibility, and required documents.
CredTapFlexible personal loans designed for your real-life financial needs — fast, fair, and fully digital.
We keep our requirements simple so more people can access funds when they need them most.
18 years & above
₹10,000 & above
Valid Gov ID & PAN
Our AI-driven system checks your eligibility in seconds without impacting your credit score.
Regulatory Disclosure: We operate as a digital lending platform in compliance with the Reserve Bank of India (RBI) Digital Lending Guidelines. All loans are originated and sanctioned by our RBI-registered lending partners. We act as a Lending Service Provider (LSP) to facilitate the loan process. Partner details and RBI registration information are shared in the loan agreement and Key Fact Statement (KFS) before acceptance.
Don't just take our word for it. Here is what our verified users have to say about their CredTap experience.
"I needed emergency funds for a medical bill. CredTap approved my loan in literally 15 minutes. The face-match technology is incredible!"
"Zero paperwork. I was tired of going to banks and submitting huge files. Downloaded the app, did my KYC, and got the money instantly."
"The app interface is so clean and easy to use. The EMI calculator helped me plan my repayment perfectly without any hidden shocks."
Have questions? We're here to help. Find answers to common queries below.
Yes, absolutely. We use bank-grade 256-bit encryption to protect your data. We are fully RBI compliant and we never sell your personal information to third parties. Your Liveness checks and Gov IDs are stored in highly secure, restricted servers.
No. Transparency is our core value. All processing fees and interest rates are clearly shown before you accept the loan. We do not charge any pre-closure or pre-payment penalties if you wish to pay off your loan early.
Missing an EMI will incur a late payment penalty fee as per standard policies, and it may negatively impact your credit score. If you anticipate missing a payment, please contact our support team in advance to discuss possible restructuring options.
Our AI-powered liveness and face match technology processes your selfie against your provided Government ID in real-time. Under normal conditions, the verification is completed in less than 30 seconds.
Download the CredTap app today, complete your one-time digital KYC, and get access to instant funds.
